Size Up with Our
1–9 Unit DSCR Loan Program
Flexible funding for SFR, multi-family and mixed-use properties.
Groundfloor Lending’s DSCR loan program is built for flexibility and capital velocity, allowing up to two vacant units at closing, with market rents supporting the DSCR loan. Scale up with the same speed and easy execution we provide on smaller residential projects.
DSCR loan program rates start at
5.875%*
Fill out the form below and we’ll get back to you about your project.
Fill out the form below and we’ll get back to you about your project as soon as possible.
Our DSCR loan program
- $100K–$2.5MM+ loan size
- Up to 80% LTV
- 30-year fixed
- Underwriting in 1 business day
- Up to 2 vacancies on 5+ units; market rent to support DSCR
- Unrestricted cash out
How to qualify
- Valid driver’s license or state ID
- Credit and background check
- Experience sheet
- LLC documents
- DSCR pre-application form
*Rate and terms will ultimately be determined by borrower credit, third-party reports, and final DSCR calculation.
Our Process
1
Submit Your Deal
We’ll underwrite your deal in 1 business day so you have real numbers to compare.
2
Talk to Our DSCR Team
Our team has previously worked as brokers, rehabbers, and builders, and has the boots-on-the-ground knowledge to help you maximize ROI.
3
Get Funded, Fast
Provide us with the lease, a couple bank statements, LLC docs, and a few other things, and we’ll close your loan in 30 days.
1
Submit Your Deal
We’ll underwrite your deal in 1 business day so you have real numbers to compare.
2
Talk To Our DSCR Team
Our team has previously worked as brokers, rehabbers, and builders, and has the boots-on-the-ground knowledge to help you maximize ROI.
3
Get Funded, Fast
Provide us with the lease, a couple bank statements, LLC docs, and a few other things, and we’ll close your loan in 30 days.
Why Choose Our DSCR Program
Competitive Pricing
Groundfloor Lending’s DSCR loan program pricing is some of the best in the industry, but you also get our speed and easy execution.
Standardized Fees
Fees can add thousands in extra costs at closing. Not only are our fees standardized at the DSCR loan level, they’re some of the lowest in the space.
Skin In The Game
Every deal is underwritten in-house, by the people you’ll be working with. We turn real numbers around in 24 hours so you have a partner you can rely on.
Flexibility
Groundfloor Lending understands the role we play in your success. We align ourselves as a partner to help you execute and operate your business efficiently, without surprises.
See How Our Financing
Helped Ed Jones Scale Faster.
