DSCR Loans
That Work for You
Rental Loans Designed for Long-Term and Short-Term Investors
Debt Service Coverage Ratio (DSCR) loans help you qualify based on your rental property’s income, not your personal income. Whether you’re financing long-term rentals or Airbnb and VRBO properties, Groundfloor Lending’s DSCR rental loans offer low-friction financing built for cash-flow-focused real estate investors.
Interest Rate
5.875%
Fill out the form below and we’ll get back to you about your project.
Fill out the form below and we’ll get back to you about your project as soon as possible.
Key Features
- 30 year fixed rates
- No tax returns needed
- Up to 80% LTV
- Property income qualifies
What you need to qualify
- A clear exit strategy
- Detailed property information to assess loan structure
- Market analysis to support investment potential
- Timeline planning for a structured approach to funding
Efficient Process
1
Show Us Your Property
Submit your deal and property information so we can crunch the numbers in minutes.
2
Get Clear Answers
Know your terms fast. No guessing games. Just clear communication at every step.
3
Close with Confidence
Move quickly on your next property deal, knowing you have funding from start to finish.
1
Show Us Your Property
Submit your deal and property information so we can crunch the numbers in minutes.
2
Get Clear Answers
Know your terms fast. No guessing games. Just clear communication at every step.
3
Close with Confidence
Move quickly on your next property deal, knowing you have funding from start to finish.
Why Choose DSCR Loans?
Property Power
Let rental income qualify you. No W-2s, no tax returns—just asset-based mortgage financing that helps you scale faster.
Portfolio Growth
Buy more investment properties sooner. Use rental income strategy to qualify and expand your holdings efficiently.
Streamlined Process
Focus on what matters – your properties.
We handle the rest.
Watch Our Client Success story
