Fix & Flip Loans
Built to Maximize Returns
Groundfloor Lending provides fix and flip loans that cover both acquisition and rehab, helping investors fund property renovation costs and execute fast resales. These investment property loans are built for short-term projects, flexible draws, and efficient exits without the delays of traditional financing.
Fill out the form below and we’ll get back to you about your project.
Fill out the form below and we’ll get back to you about your project as soon as possible.
Key Features
- Loans up to 100% of renovation costs
- Rates starting from 9.99%
- Up to 70% LTARV (Loan-to-After Repair Value)
- Terms from 6 to 18 months
- No monthly payments with a fully deferred payment structure
- No prepayment penalties
- Fast approvals tailored to investors
What you need to qualify
- 640+ credit score
- A clear exit strategy (sale or refinance)
- A well-defined renovation plan and budget
- Minimum property value thresholds may apply
- Down payments as low as 0% in qualifying situations
Efficient Process
1
Apply Online
Submit project details in minutes.
No tax returns or income documents required, just your renovation plan.
2
Get A Fast Response
Hear back in 24 hours. Our team keeps you informed throughout the process.
3
Close Quickly
Closings can happen in as little as 7 days, allowing you to move faster than traditional lenders.
4
Fund Your Flip
Renovation draws are released after each completed and verified phase, helping you stay on track.
1
Apply Online
Submit project details in minutes. No tax returns or income documents required, just your renovation plan.
2
Get A Fast Response
Hear back in 24 hours. Our team keeps you informed throughout the process.
3
Close Quickly
Closings can happen in as little as 7 days, allowing you to move faster than traditional lenders.
4
Fund Your Flip
Renovation draws are released after each completed and verified phase, helping you stay on track.
Why Build With Groundfloor Lending?
Why Build With
Groundfloor Lending?
Purchase and Rehab in One Loan
Finance both the property and renovation in a single package.
Fast, Flexible Lending
Close quickly and compete with confidence in hot markets.
Built for Real Estate Investors
Our programs are tailored to experienced
and first-time flippers alike.
Asset-Based Approval
Loans are based on the After Repair Value (ARV) of the property, not on your income or employment history.
No Monthly Payments
Interest is deferred until repayment, giving you greater flexibility during your project.
Proven Track Record
Groundfloor Lending has helped thousands of real estate investors successfully fund and complete renovation projects since 2013.
Watch Our Construction Success story
