Real Estate Investment Loans in Philadelphia, PA.
Fix and Flip Loans | Private Money Financing for Property Investors & Rehab Projects
Philadelphia, PA
Hard Money Loans In Philadelphia, PA
Philadelphia real estate investors recognize that speed wins deals in the City of Brotherly Love’s active housing market. Whether you're restoring a historic rowhouse in Old City or constructing new units in Fishtown, Groundfloor Lending provides swift, flexible financing crafted for Pennsylvania projects.
Philadelphia, PA
Backing Philadelphia Real Estate Investors from South Philly to Northern Liberties
We are dedicated to helping investors across Philadelphia and the surrounding region. From South Philadelphia and West Philadelphia to Northern Liberties and Port Richmond, our financing programs enable you to act decisively in any neighborhood.
Philadelphia, PA
Why Philadelphia Investors Partner with Groundfloor Lending for Private Money Loans
Pennsylvania’s diverse real estate market requires a lender who grasps regional nuances. Our specialists understand Philadelphia investing challenges, from historic preservation requirements to local contractor networks. We have successfully funded projects throughout the Delaware Valley for investors of all experience levels.
Rapid, reliable financing when speed counts
- Close in as little as 7 to 10 days
- Simplified application requirements
- Pennsylvania-focused underwriting team with regional expertise
- Flexible qualification criteria for proven investors
Philadelphia, PA
Our Hard Money Lending Programs
for Philadelphia Investors
Fix & Flip Loans
Breathe new life into Philadelphia’s classic architecture with our targeted fix and flip loans. From rehabilitating a colonial in Chestnut Hill to modernizing a twin in Kensington, we provide the capital required to purchase and renovate properties swiftly.
- Loan up to 85% of purchase price plus 100% of construction costs
- Interest-only payments during rehab phase
- Flexible 6 to 18 month terms
- No prepayment penalty, but a minimum of three months’ interest applies if the loan prepays in the first 90 days
Rental property Loans
Grow your Philadelphia rental business with our DSCR loans designed for investment properties. Perfect for twins, single-family homes, and small apartment complexes throughout the metro region.
- Income-based qualification (no personal income documentation)
- Loan-to-value up to 80% for experienced investors
- Competitive pricing for cash-positive properties
New construction Loans
Capitalize on Philadelphia’s redevelopment boom with our construction financing solutions. From individual homes in transitioning neighborhoods to boutique residential projects across Pennsylvania, we support your plans from start to finish.
- Full ground-up development funding
- Specialized programs for established builders
- Progress-based draw schedules
- Option to convert to long-term financing
Philadelphia, PA
Thinking about your next move in Philadelphia?
Dive into Philadelphia’s market dynamics, neighborhood trends, and investment tactics built for a fast-paced, opportunity-rich real estate environment.
Philadelphia, PA
Philadelphia’s Real Estate Investment Landscape
Philadelphia’s property market offers compelling prospects for informed investors. With steady migration patterns, diverse employment sectors, and extensive neighborhood revitalization efforts, the region maintains strong fundamentals for rental income and appreciation.
Our Pennsylvania market knowledge means we identify emerging areas, track value trends, and understand municipal policies that impact your deals. This expertise results in faster approvals and enhanced loan structures for our Philadelphia clients.
Our Pennsylvania market knowledge means we identify emerging areas, track value trends, and understand municipal policies that impact your deals. This expertise results in faster approvals and enhanced loan structures for our Philadelphia clients.
Philadelphia, PA
Securing Your Philadelphia Hard Money Loan
Ready to finance your next Philadelphia investment opportunity?
Our proven application system moves you from initial inquiry to the closing table more efficiently than traditional bank lending.
Our proven application system moves you from initial inquiry to the closing table more efficiently than traditional bank lending.
Required Documentation to begin
- Target property information and sales contract
- Overview of your investment portfolio and experience
- Renovation plans and budget (if renovating)
- Property disposition strategy
Our streamlined workflow
- Initial strategy call: Understand your project scope and capital needs
- Property assessment: Quick evaluation of investment potential
- Loan design: Create terms aligned with your investment plan
- Document collection: Straightforward paperwork with minimal burden
- Deal closing: Fast funding to launch your project
Real Estate Loan FAQs | Groundfloor Lending Borrower Questions Answered
Have questions?
Philadelphia Hard Money Loan
Questions and Answers
Philadelphia, PA
Launch Your Next
Philadelphia Real Estate Investment
Do not allow financing constraints to block your next lucrative investment deal. Reach out to Groundfloor Lending today to discuss your Philadelphia project needs and secure rapid pre-approval. Serving real estate investors throughout..
Philadelphia, Camden, Cherry Hill, King of Prussia, Norristown,
Bensalem, and across the Delaware Valley.
