Our mission is simple: to create a world where everyone can bring their real estate vision to life.
FAST & FLEXIBLE FUNDING
AboutGroundfloor Lending
Learn About Groundfloor Lending
At Groundfloor Lending, we help real estate investors secure fast and flexible financing. Whether you're flipping houses, building new homes, or growing a rental portfolio, we provide the funding you need without long bank delays.
Unlike traditional banks, we move fast and keep it simple. Our private lending solutions help you seize opportunities quickly, whether you're buying, renovating, or refinancing an investment property.
No income verification for investment properties
No-seasoning requirements—fund your project immediately
Higher loan-to-value (LTV) ratios than traditional lenders
THE MODEL
Our Strategic Evolution: From Crowdfunding to a Hybrid Institutional Model
Phase 1: The Crowdfunding Era: We pioneered access for the public to participate in real estate lending. Technology and transparency sped up the hard money process and opened new doors for borrowers.
Phase 2: The Strategic Expansion: Retail capital can be sensitive to market cycles. To provide dependable capacity, we built institutional channels alongside our crowdfunding program, adding bond-funded and private credit solutions.
Phase 3: Today’s Hybrid Institutional Model: Today, our private money loans are funded primarily by institutional investors through bond-funded programs and private credit, supplemented by an ongoing crowdfunding program. The result is stable, repeatable capital that supports projects across markets without sacrificing speed. What this means for borrowers: consistent capacity, competitive terms, and product depth across fix and flip, bridge, construction, and DSCR loans, with clear underwriting and predictable draw processes.
JOIN US
Join Our Community Of Real Estate Investors
Groundfloor Lending is more than a lender—we’re a trusted resource for real estate professionals. When you work with us, you gain access to:
Expert insights on real estate investing and financing
Flexible funding solutions to grow your portfolio
A network of experienced investors and industry professionals
