What is a fix and flip loan?

It's a short-term loan designed for real estate investors to fund both the purchase and renovation of a property intended for resale.

How fast can I get funding for my flip?

Groundfloor fix and flip loans typically close in around 14 business days. Timelines may vary based on how quickly documents are submitted and inspections are completed.

What are typical loan terms and interest rates?

Fix and flip loans range from 6 to 18 months, with rates starting around 9 percent. Final terms depend on the project scope and the borrower’s experience level.

Can I qualify if I’m new to flipping houses?

Yes. Groundfloor funds both first-time flippers and experienced investors. Your project details and after-repair value are more important than past experience.

Are draws paid before or after work is completed?

Draws are paid after each phase of work is completed and verified. A third-party inspector confirms progress before funds are released.

Hard Money Loans in Boston, MA | Real Estate Investor Financing

Real Estate Investment Loans in Boston, MA.

Hard Money Loans in Boston, MA

Boston real estate investors know timing is everything in a competitive housing market. Whether you're flipping a triple-decker or building new inventory near the city core, Groundfloor Lending offers fast, flexible financing designed for local projects.

Get Funded Now

Supporting Boston Real Estate Investors from Dorchester to Cambridge

We proudly support investors across all of Boston and its surrounding communities. From Dorchester and Roxbury to Somerville and Brighton, our lending solutions are built to help you move quickly, no matter the neighborhood.

Why Choose Groundfloor Lending for Your Boston Real Estate Investment Loans

When you need private money loans in Boston’s fast-moving market, experience matters. Our team understands the unique challenges of investing in Massachusetts real estate, from historic property restrictions to seasonal market fluctuations. We have helped hundreds of investors secure financing for projects across Greater Boston.

Fast, reliable funding when you need it most

Our Hard Money Loan Products for Boston Investors

Fix & Flip Loans

Transform Boston’s historic properties with our specialized fix and flip loans. Whether you’re renovating a Victorian in Jamaica Plain or updating a brownstone in Back Bay, we provide the capital you need to purchase and renovate properties quickly.

Rental property Loans

Build your Boston rental portfolio with our DSCR loans designed for investment properties. Perfect for multi-family units, triple-deckers, and single-family rentals throughout the metro area.

New construction Loans

Capitalize on Boston’s development opportunities with our construction financing. From single-family builds in emerging neighborhoods to small multi-unit developments, we provide the structure to move your project forward.

Want to Stay Ahead
of the Boston Real Estate Market?

Explore local trends, neighborhood insights, and savvy investor strategies tailored to Boston’s fast-moving market.

Read Boston Investment Insights

The Boston Advantage

Boston’s real estate market offers unique opportunities for savvy investors. With strong rental demand from students, young professionals, and established families, plus ongoing neighborhood revitalization projects, this is a great time to invest in Boston real estate.

Our local expertise means we understand which neighborhoods are trending, how property values are shifting, and what regulatory factors may affect your investments. This knowledge helps us deliver faster approvals and better loan terms for Boston investors.

Getting Started with Your Hard Money Loan in Boston

Ready to move on your next Boston investment property?
Our streamlined application process gets you from initial inquiry to approved funding faster than traditional lenders.

What we need to get started

The Groundfloor Process

Initial consultation: Discuss your project and financing needs
Property evaluation: Quick assessment of the investment property
Loan structuring: Customize terms to fit your strategy
Documentation: Minimal paperwork, maximum efficiency
Funding: Close quickly and start your project

Frequently Asked Questions About Hard Money Loans in Boston

What types of properties do you finance in Boston?

We finance single-family homes, multi-family properties, condos, and small commercial buildings throughout Boston and surrounding areas. From historic homes requiring special renovation considerations to modern builds, we evaluate each deal individually.

How quickly can I close on a hard money loan in Boston?

Boston real estate investment loans close in around 2 weeks. For straightforward deals with experienced borrowers, we might close even faster.

Do you require a down payment for fix and flip loans?

Typically, we require 15 to 25 percent down for fix and flip loans, depending on your experience and the specific property. We can finance up to 85 percent of the purchase price plus 100 percent of verified renovation costs.

What areas of Boston do you serve?

We provide private money loans throughout Greater Boston, including neighborhoods within the city limits as well as surrounding communities such as Cambridge, Somerville, Brookline, Newton, Quincy, and more.

Can I use a hard money loan for a rental property purchase?

Yes. Our rental property loans and DSCR loans are designed specifically for investors purchasing cash-flowing rental properties in the Boston market.

Ready to Fund Your Next Boston Real Estate Investment?

Do not let financing delays cost you your next investment opportunity. Contact Groundfloor Lending today to get pre-approved for your Boston hard money loan and secure fast, flexible real estate investment financing.

Serving real estate investors throughout..
Boston, Cambridge, Somerville, Brookline, Newton, Quincy, and the Greater Boston area.

Fix and Flip Loans | Private Money Financing for Property Investors & Rehab Projects