What is a fix and flip loan?

It's a short-term loan designed for real estate investors to fund both the purchase and renovation of a property intended for resale.

How fast can I get funding for my flip?

Groundfloor fix and flip loans typically close in around 14 business days. Timelines may vary based on how quickly documents are submitted and inspections are completed.

What are typical loan terms and interest rates?

Fix and flip loans range from 6 to 18 months, with rates starting around 9 percent. Final terms depend on the project scope and the borrower’s experience level.

Can I qualify if I’m new to flipping houses?

Yes. Groundfloor funds both first-time flippers and experienced investors. Your project details and after-repair value are more important than past experience.

Are draws paid before or after work is completed?

Draws are paid after each phase of work is completed and verified. A third-party inspector confirms progress before funds are released.

Denver, CO - Groundfloor Lending

Real Estate Investment Loans in Denver, CO.

Hard Money Loans in Denver, CO

Denver real estate investors understand that opportunity moves fast in Colorado’s booming housing market. Whether you're renovating a craftsman bungalow in Highland or developing new construction in RiNo, Groundfloor Lending delivers rapid, adaptable financing tailored for Colorado projects.

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Empowering Denver Real Estate Investors from Capitol Hill to Stapleton

We are committed to supporting investors throughout Denver and the greater metro area. From Capitol Hill and LoDo to Stapleton and Green Valley Ranch, our financing solutions help you capitalize on opportunities across every Denver neighborhood.

Why Denver Investors Trust Groundfloor Lending for Real Estate Investment Loans

Colorado’s dynamic real estate market demands a lender who understands local conditions. Our team knows the ins and outs of Denver investing, from zoning considerations to seasonal construction windows. We have funded countless projects across the Front Range for investors at every level.

Quick, dependable capital when timing matters

Hard Money Loan Solutions for Denver Real Estate Investors

Fix & Flip Loans

Revitalize Denver’s diverse housing stock with our specialized fix and flip loans. From updating a ranch-style home in Glendale to transforming a Victorian in Baker, we supply the funding needed to acquire and improve properties efficiently.

Rental property Loans

Expand your Denver investment portfolio with our DSCR loans structured for income-producing properties. Ideal for duplexes, single-family rentals, and small apartment buildings across the metro area.

New construction Loans

Take advantage of Denver’s growth with our construction financing options. From custom homes in emerging areas to small-scale residential developments throughout Colorado, we can help get your project off the ground.

Thinking about your next move in Denver?

Explore local trends, neighborhood insights, and savvy investor strategies tailored to Denver’s fast-moving market.

Read Denver Investment Insights

Denver’s Investment Market Opportunity

Denver’s real estate landscape presents exceptional opportunities for strategic investors. With consistent population growth, a thriving job market, and ongoing urban development initiatives, Colorado’s capital continues attracting residents and driving rental demand.

Our Colorado expertise means we recognize which areas are appreciating, understand market cycles, and navigate local regulations that affect your investments. This insight leads to quicker decisions and more favorable terms for our Denver borrowers.

Your Path to Denver Hard Money Loan Approval

Ready to secure financing for your next Denver investment property?
Our efficient application workflow takes you from initial contact to funded deal faster than conventional lending institutions.

Required information to begin

Our streamlined workflow

Project discussion: Review your investment goals and financing requirements
Property analysis: Rapid evaluation of the target property
Loan customization: Structure terms matching your investment approach
Paperwork processing: Efficient documentation with minimal hassle
Deal closing: Fast funding to launch your project

Common Questions About Denver Hard Money Loans

Which property types do you finance in Denver?

We fund single-family residences, small multi-family buildings, condominiums, and select commercial properties across Denver and surrounding counties. Whether it is a historic property requiring careful restoration or a modern build, we assess each opportunity on its merits.

What is the typical timeline for closing a Denver hard money loan?

Our standard Denver real estate investment loans close within 7 to 10 business days. For uncomplicated transactions with experienced borrowers, we often achieve even faster closings.

Is a down payment required for fix and flip financing?

We typically require 15 to 25 percent down for fix and flip loans, based on borrower experience and property specifics. We can provide up to 85 percent of the acquisition cost plus full funding for approved renovation expenses.

What Denver areas do you cover?

We offer private money loans throughout the Denver metropolitan area, including all city neighborhoods as well as surrounding communities like Aurora, Lakewood, Thornton, Westminster, and the broader Front Range.

Are hard money loans available for Denver rental property acquisitions?

Yes. Our rental property loans and DSCR loans are specifically created for investors acquiring income-generating rental properties throughout the Denver market.

Start Your Next Denver Real Estate Investment Today

Do not let financing bottlenecks prevent you from securing your next profitable investment opportunity. Contact Groundfloor Lending now to explore your Denver project financing options and receive fast pre-approval.

Serving real estate investors throughout..
Denver, Aurora, Lakewood, Thornton, Westminster, Arvada, and throughout the Front Range.

Fix and Flip Loans | Private Money Financing for Property Investors & Rehab Projects